What are the sources of the data?

Mortgage Lender Data for HubSpot is built entirely from public federal data: no scraped websites, no purchased contact lists, no proprietary panel a contributor could withdraw from.

Home Mortgage Disclosure Act filings. Any lender that originated at least 25 closed-end mortgage loans in each of the two prior calendar years is required by law to report every application it receives and every loan it makes. The Consumer Financial Protection Bureau collects the filings, and the Federal Financial Institutions Examination Council publishes them. This is where the lending data comes from: volumes, product mix, applications, and denials.

The filer registry. The federal HMDA platform names every filer and carries its legal name and registered identifiers. This is the starting point for the identity records.

The HMDA Lender File. Published by the Federal Reserve Bank of Philadelphia, this research file profiles every HMDA filer: institution type, asset size, federal identifiers, and who owns whom, from the direct parent up to the ultimate parent. It comes from the Federal Reserve's own institutional records and supplies the parent and subsidiary relationships that make lender families resolvable.

Census metro definitions. One small Census Bureau file that maps county codes to county names and metro area titles. It supplies display names only, so a footprint field can say "St. Louis County, MO" instead of a five-digit code. Every number still comes from the federal lending filings.

What are the sources of the data?

Four public federal sources, and what each contributes